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Online Banking Service Agreement and Disclosure Statement

Agreement and Disclosure

By signing an application and enrollment form (the “Application”) to subscribe to certain personal computer banking and related services offered by Security State Bank, as described in this Service Agreement and Disclosure Statement (this “Agreement”) and as otherwise made available by the Bank from time to time (collectively, “Security State Bank’s online banking service”), or by your initial access to Security State Bank’s online banking service, and in consideration of our allowing you access to Security State Bank’s online banking service, you agree to the terms and conditions of this Agreement.

Each reference in this Agreement to the “Bank,” “Security State Bank,” “we,” “us,” or “our” refers to Security State Bank, and each reference to “you” and “your” refers to each depositor, borrower, authorized signer, or authorized user for an account (as defined below) who is now or hereafter enrolled in any one or more of the Security State Bank’s online banking services with respect to the account. Each time you use Security State Bank’s online banking service constitutes confirmation by you of your agreement to and understanding of the terms of this Agreement and any screens that appear on your computer when you sign on to Security State Bank’s website. This agreement will be effective as of the date of our acceptance of this Agreement as evidenced by our issuance of a PIN to you as provided in Section 3. Please read this Agreement carefully and keep it for future reference.

System Requirements

To access online banking you must have a browser that supports 256-bit encryption.

Use www.microsoft.com/windows/ie/download/all.htm?bShowPage to acquire the latest version of Microsoft Internet Explorer.

If you wish to use a different browser, you will need verify support for 256-bit encryption.

We recommend disabling SSL encryption.

Browser Security

Security State Bank’s Internet Banking transmits data using TLS (Transport Layer Security) technology that supports 256-bit key encryption. It is important to verify that a secure connection between your browser and the Internet Banking server has been established before transmitting any confidential account information over the Internet. An indicator on your web browser can verify this. Most browsers will show a locked padlock icon in or near the address bar when data is being encrypted. When this symbol does not appear, a session is not secure. Also, most browsers will show the address in green letters (or a green background) to indicate you are connected to our servers.

Password Requirements

For your protection, your password must be a minimum of eight (8) alphanumeric characters. It must contain at least one (1) number and one (1) alphabetic character. Passwords are case sensitive with uppercase and lowercase letter capabilities. When you log in for the first time with your bank assigned password, you must immediately change your password. This is for your protection. We recommend you change your password frequently and immediately if your password is compromised.

Links

Links to non-Security State Bank websites contained in this site are offered only as pointers to sources of information on subjects that may be of interest to users of the Security State Bank website. Security State Bank is not responsible for the content of such sites, as we have no control over what is displayed there. Security State Bank does not guarantee the authenticity of documents at such sites. Links to non-Security State Bank sites do not imply any endorsement of or responsibility for the ideas, opinions, information, products or services offered at such sites. Use of links to any non-Security State Bank site is solely at the user’s own risk.


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