Checking Accounts

A Choice in Checking

Whether you’re from Hibbing or another northern Minnesota community, we have the personal checking account for you.

We consider each customer’s needs on an individual basis, which is one reason Security State Bank offers special checking accounts to those individuals age 60 or older, students ages 15-25, and two standard accounts for all ages. We’re pleased to offer an interest-bearing checking account and checking accounts that include no minimum balance, zero monthly maintenance fees, and no-annual-fee ATM and/or debit cards, depending on which account you choose.

Select the checking account that reflects your lifestyle:

Comparison table of personal checking accounts
	Security Checking Account	Student Checking Account	Security Now Checking Account	Security Golden Checking Account
Eligibility	Everyone	Students Ages 15-25	Everyone	Individuals 60 & Older
Minimum Balance	None	None	$1,000.00	None
Monthly Maintenance Fee	None	None	$10.00 if balance falls below minimum balance any day in the cycle	None
Activity Fee	None	None	Unlimited EFT and $0.15 per check only if balance falls below minimum balance any day in the cycle	None
Annual ATM/Debit Card Fees	None	None	None	None
Other Fees	$2.00 monthly fee for paper statements; to avoid this fee, opt in to eStatements	None	None	None
Amount to Open	$25.00	$10.00	$1,000.00	$25.00
Interest Criteria	None	None	Multiple tier based on daily collected balance, compounded and credited monthly	None
Check Discounts	None	First Box of Security Specialty Checks at no charge	None	Free Security Golden Account Checks
Online Banking	Yes	Yes	Yes	Yes
Online Bill Pay	Yes	Yes	Yes	Yes

Open a Checking Account

Our personal bankers are standing by to help you open your SSB checking account!